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Digital transformation is impacting banks, financial services, and insurance companies (BSFIs). Advancements in artificial intelligence (AI), machine learning, mobile, robotics, and data-driven technologies are changing business fundamentals across these industries. 

Rapid developments in smartphone technology have mostly replaced ATMs and physical branch units across developed nations while enabling establishments to provide services to the tens of millions of unbanked customers in developing parts of the world.

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In the intricate domain of finance, the dependency on conventional data integration methods has birthed an array of formidable challenges. Financial entities find themselves ensnared in a web of impediments, grappling with protracted onboarding procedures that hinder business growth, navigating through a labyrinth of convoluted data-related problems, contending with escalated operational costs, and facing the grim reality of sluggishly growing revenue streams.